Florida Trust Wealth Management has grown from the island’s first independent, locally owned trust company into the largest independent trust company headquartered in Florida.
Today, we manage more than $6 billion in assets for approximately 500 families, providing investment management, retirement planning, trust administration, wealth transfer, and Family Office Services through one cohesive relationship. Florida Trust Wealth Management helps families navigate retirement, trust administration, estate settlement, business transitions, and wealth transfer. Whether year-round or seasonal residents, many of our clients have longstanding ties to Sanibel and Captiva Islands, as well as the neighboring communities along our intercoastal waterway and the Gulf Coast. Our local team understands the planning considerations that often accompany life on the islands and provides experienced fiduciary guidance tailored to those needs.
Florida Trust Wealth Management services are designed to help families coordinate the financial decisions that shape their lives. From investment management and retirement planning to trust administration, Family Office Services, and wealth transfer, our experienced local teams help individuals, families, business owners, executives, retirees, seasonal residents, and multigenerational families coordinate the decisions that shape their long-term financial future. We have Florida offices in Sanibel-Captiva, Fort Myers, Naples, Marco Island, Tampa Bay, Belleair Bluffs, Tarpon Springs, and St. Petersburg.
Coordinating investments, retirement, trusts, and estate administration through one long-term strategy.
Founded on Sanibel in 2001 as The Sanibel Captiva Trust Company, we rebranded to Florida Trust Wealth Management in honor of our 25 years in business helping families navigate life’s most significant financial decisions, including retirement, investment management, trust administration, estate settlement, business transitions, and wealth transfer. While our name has evolved to reflect the communities we now serve along Florida’s Gulf Coast, our commitment to experienced fiduciary guidance, personal relationships, and local decision-making has remained unchanged.
Families continue to choose Florida Trust Wealth Management because they value independent guidance, direct access to experienced professionals, and a trust company with deep roots in the community. Our team understands both the financial complexities our clients face and the unique character of Sanibel, Captiva, and Southwest Florida. Through market cycles, retirement, estate settlement, wealth transfer and even the effects of Florida’s hurricanes, we’ve remained alongside our clients through life’s most important financial transitions.
Largest independent trust company headquartered in Florida
More than $6 billion in assets under management
Serving Sanibel, Captiva, and Florida's Gulf Coast for more than 25 years
98% client retention, reflecting long-term relationships built over decades
Discretionary portfolio management guided by an Investment Policy Statement
Independent fiduciary guidance with no proprietary investment products
Experienced and highly accredited local portfolio managers, trust professionals, and Family Office specialists
Wealth Management, Trust & Estate Administration, Family Office Services, Retirement Planning, and Foundation & Institutional Services
Direct coordination with your CPA, estate planning attorney, insurance professional, and other trusted advisors
Welcoming adult children and future generations to open accounts under the parent relationship umbrella Many of our client relationships span multiple generations. Through family umbrella relationships, we often begin working with children, grandchildren, and other family members before they independently meet our investment minimums. Establishing those relationships early helps create strong, trusted relationships across generations and supports informed financial decisions long before wealth changes hands.
Our Investment Management relationships generally begin with $2 million in assets under management, while our Trust & Estate relationships generally begin with managed trust or estate assets of $5 million or more.
Today, we serve families with assets ranging from $2 million to more than $100 million, providing the same disciplined investment process, fiduciary guidance, and long-term commitment that have defined Florida Trust Wealth Management since our founding on Sanibel.
Whether you’ve enjoyed life on Sanibel and Captiva for years or recently made the islands your permanent or seasonal home, your financial planning needs often extend well beyond investment management.
Many families on the islands own multiple residences, and Florida’s tax environment and well-established trust laws create planning opportunities that are periodically worth reviewing. Sanibel & Captiva are home to many retirees, business owners, executives, and seasonal residents whose planning needs often include Florida domicile, retirement income, charitable giving, business succession, and multigenerational wealth transfer.
These planning opportunities frequently extend beyond investment management alone and benefit from experienced fiduciary guidance. Many families relocating to the area choose to establish Florida domicile, making Florida their primary residents. This leads to a review of their estate plans, trust structures, and beneficiary designations.
Florida is one of nine states without a state income tax, estate tax or inheritance tax. Combined with Florida’s well-established trust laws, these factors make the state an attractive destination for many families establishing primary residency.
Since every family’s circumstances are different, decisions involving Florida domicile, wills, trusts, retirement planning, and wealth transfer should be made in coordination with your estate planning attorney, CPA, and financial professionals.
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Whether you estabilishing Florida domicile, preparing for retirement, administering a trust, planning for future generations, or seeking a second opinion, our Sanibel team is here to help.
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